W0LFB3AT5 said:
For all you couples out there… the HIF (Heartbreak Insurance Fund) sounds like an interesting plan in my opinion from what I heard.

If you ever should date, both of you should deposit ranging from $100-$150 dollars monthly into a joint account. And whoever gets cheated on, gets to walks away with the money.

Interesting idea; how is that enforceable? If it's based on trust, may I remind you that at least one side has cheated on the other

SNPtheCat said:
Interesting idea; how is that enforceable? If it's based on trust, may I remind you that at least one side has cheated on the other

It may not be a foolproof plan, but it can be structured in 2 ways.

-For legal reasons, couples who’re married or considering it, a clause could be included in a prenuptial or post-nuptial agreement. For those who are not, a cohabitation or a simple contract could be drawn up. This would legally bind both parties to the terms of the fund and provide a clear process for enforcement.

-As a financial deterrent, if it’s beyond legal enforceability, the plan is designed to make the act of cheating have a significant, immediate financial cost. The purpose isn't just to provide a safety net; it's to create a powerful disincentive. While it’s true that someone willing to cheat has already broken trust, the prospect of forfeiting a significant amount of their own money could make them reconsider.